General product explanations and invented calculations are not offers. Independent providers choose their review and any terms; only an actual written agreement establishes the business’s obligations.
Independent providers make funding decisions
Ivyland Loans is a loan broker and not a lender. A funding partner reviews each request and makes every credit decision. The purpose and current records can be introduced, but no approval, amount, rate or decision date is promised.
Worked examples and calculator results are illustrative
Examples use invented amounts and rates, not hidden offers. Worked totals are calculated from the displayed rounded payments, while a widget uses its unrounded payment for its own outputs. Real agreements can include other charges and rounding conventions.
Information discussed after the opening inquiry
The initial form requests contact details, an optional company name, three business ranges and consent. It is not a credit application and does not request a document bundle. A provider selects any subsequent evidence and credit review; do not submit unnecessary sensitive records through the opening inquiry.
Provider terms, costs and written offers
A provider determines any amount, rate, fees, schedule, security, guarantee and other conditions. Compare the complete written proposal and ask questions before signing. A merchant cash advance is a purchase of future card receipts, not a loan.
By Ivyland Loans · Updated